Understand and act to stop SM-SCR: we explain it to you!
Are you looking for information about SM-SCR? Here are the 3 questions we will answer here:
- Why am I charged by SM-SCR? What is that ?
- How to definitively stop the withdrawals? Can I get a refund?
- Is SM-SCR legal? How can I no longer find myself with unknown speeds?
1/3 Why is my bank statement showing SM-SCR debits?
Direct debits denominated SM-SCR appear on your bank account because you have subscribed to an online service. Site of games-contests, cashback / reductions, adult content, clairvoyance, meetings, films / series, video games, clairvoyance ... there are thousands of sites that offer offers on the subscription model).
By subscribing, you have given permission to SM-SCR to debit you a sum each month. A bit like a SEPA direct debit, but directly via your bank card.
But I have no memory of subscribing to anything! I would never have committed to paying such a sum every month! We believe you. Many Internet users encounter the same problem! What happened ? It is likely that you entered your card details for a small purchase on a website (trial offer, shipping costs for a gift, proof of age, etc.) and you have not read the Site Conditions ( Terms and Conditions) before checking them. These Conditions indicated that your purchase committed you to a subscription, unless you refused. Result: you have subscribed to their service and you will be charged by "; A4; »Each month until you end the subscription.
Don't worry, you are not alone in this situation: we will explain how to terminate the subscription and stop SM-SCR direct debits !
2/3 How to stop the SM-SCR flows? Can I request a refund?
Canceling SM-SCR direct debits is doable by yourself directly online. You will find more information on the details of the procedure directly on their platform.
If you can't do it or don't want to do it alone (because you are lost, because you do not remember the origin of the subscription or for any other reason), it is possible to pass a termination assistance provider. For this we recommend I stop the costs!
This company helps you identify the origin of the withdrawals and stop them definitively. They can even help you get a refund when possible (be careful, refunds are unfortunately not systematic, because they are really on a case-by-case basis. On the other hand, when it comes to stopping SM- SCR / terminate subscriptions, services I stop the costs! are guaranteed 100% effective or reimbursed.
3/3 Legal or scam: what to think of SM-SCR?
And on the side of Justice? Hit or miss ? : in March 2018, the Court of Cassation refused a cardholder to blame his bank following an online scam. Why ? The CDC accepted the culpable negligence of a customer who had transmitted his data to a fraudulent site. This court decision explains why your bank could refuse to block your card / consider a refund of the sums withdrawn if you are responsible for the debits noted on. your bank statement.
If you have not lost your card, it is very unlikely that it is a card piracy as explained above: to block the card would therefore amount to not honoring the contract that binds you with the company that charges you (called SM-SCR). We therefore do not recommend to renew your but to carry out the online procedures to cancel the current subscription..
How to avoid unsolicited withdrawals from my account? In general, the 2 main rules are: 1. Check the legal notices of the sites on which you want to make purchases and 2. beware of "too good deals". We develop more tips this way.