Direct debits can be handy for paying bills or subscriptions without having to remember payment dates. However, they can also be a source of frustration, especially if you've forgotten a direct debit or are having trouble managing your finances. To cancel a direct debit, you must first contact the company or service issuing the direct debit. If this is not enough, you can ask your bank to stop the direct debit. It's important to manage your direct debits carefully to avoid unexpected charges and maintain good control of your finances.