Is the GEEKER direct debit a card fraud scam?

'I see this charge on my account and it comes back every month. I have no idea where it came from, so I don't know how to stop it. ' : if you read a debit from GEEKER, this means that your bank card has been entered on a website as part of a purchase or a competition for example (some sites ask for bank details under the pretext to send you your 'gift.' Gift that you will never receive since it was in fact a pretext to subscribe to any online service and you withdraw sums every month).

Unless your payment method has disappeared (lost or stolen card) and a malicious person has used it to register on a website of this type, there is a good chance that you are at it. origin of this operation and therefore of this subscription to GEEKER.

In this sense, we cannot consider it a scam in the sense that it is not a bank card hack.

What is the origin of the GEEKER direct debit?

As explained above, this speed follows an internet subscription.

Our diagnosis: It seems that the CB GEEKER withdrawal is linked to contests such as "Win a smartphone for 1 euro", "You won a tablet", "You won cinema tickets or a luxury weekend" ... Their mode of operation? You enter your bank details as part of one of these contests (to pay shipping costs, prove your identity or other pretext ...) and you end up subscribed to any service. The company that manages GEEKER can thus withdraw one or more amounts each month under the pretext of a subscription.

Please note: this debit is recurring and will continue as long as you have not completed the termination procedures so as not to be withdrawn for the next few months.

How to stop GEEKER direct debits?

There are two solutions to stop withdrawals from GEEKER and terminate any subscription taken out against your will:

- 'I want to manage on my own': the solution (free)

1. Identify the site at the origin of these withdrawals: on which site did you enter your bank card details?
2. Once you have found the site, connect to it (if you have a current subscription with them, you have created an account in the past)
3. Once logged in, you will usually find the unsubscribe procedure in the site settings

- 'I prefer to let a pro handle the problem': go through a service provider such as Sos Internet to help you stop direct debits GEEKER:

1. They take care of the identification searches of the company that takes your money
2. They carry out the termination procedures
3. They send you a confirmation email once everything is stopped

Can I block my card with my bank to stop the GEEKER bank charges?

If it is a card fraud, that is to say, if the card has been lost and used by a third party, you can declare it lost with your banker. You will also be able to open a fraud file to try to obtain a refund (this point is to be discussed directly with your bank advisor).

If you are still in possession of your card, it is very unlikely that it is a card hack: in this case, you have entered your bank details and have validated the GTC (General Conditions of Sale) which informed you about a possible subscription: blocking the card would therefore mean not honoring a contract for which you have signed up. We therefore do not recommend blocking your credit card.The legal point : in March 2018, the court of cassation accepted the culpable negligence of a customer who had transmitted his data to a fraudulent site. This is the reason why a banker may refuse to block your card if you are the originator of the subscription.