1/4 Who takes from me under the title ARSLND? Should I be afraid of a scam?

ARSLND withdrawals are the consequence of a subscription. ARSLND debits you sums of money because you have subscribed to an online service (meetings? Contests? Clairvoyance sites? Video, series, game sites… there are thousands of sites that offer subscription packages to access their offers).

Am I the victim of an online scam? This is fraud IF someone has stolen your bank card and made purchases without your consent. If you still have your card, there is a good chance that you were the originator of the initial purchase which led to the ARSLND debits.

But I do not remember at all having agreed to pay a subscription! This is a remark that we often read in your testimony. Here is an explanation: maybe you entered your card details to buy a trial offer, enter a giveaway, pay the postage for a 'gift'… and you did not take the time to read the Terms and Conditions, Conditions of Sale of the site which indicated that unless you refuse it, you subscribe to their service.

2/4 How to stop ARSLND?

Canceling ARSLND direct debits is free. You can complete the process on your own directly online.

If you don't succeed (because you are lost, because you do not remember the origin of the subscription or for any other reason), it is possible to pass a termination assistance provider. For this we recommend I stop the costs!

This company helps you to identify the origin of the withdrawals and to stop them definitively. They can even help you get a refund when possible (be careful, refunds are unfortunately not systematic, because they are really on a case-by-case basis. On the other hand, when it comes to stopping direct debits / canceling of subscriptions, their services are guaranteed to be 100% effective or reimbursed.

3/4 We tell you more about 'I stop the fees!', The online termination service

Are you lost and want help to put an end to these ARSLND direct debits? Did you try to do the paperwork on your own but you couldn't? You don't have time to take care of it and you want to entrust this task to a service provider? As explained above, it is possible to go through a company specializing in these procedures, to cancel an online subscription. The essential in this area is I stop the costs!

Why do we recommend it to you?

Most:

1. Personalized support: survey to find the site at the origin of the withdrawals, termination procedures, etc. in all languages ​​(practical when the company taking the money from you is foreign, for example)
2. When possible, I stop the costs! helps you obtain a reimbursement of all or part of the sums withdrawn (note, this is not systematic because each case is unique. When a reimbursement is possible, the professional who follows your file indicates it to you and initiates the procedures for you in addition to the termination procedures)
3. All termination services are guaranteed '100% effective or refunded'

Cons:

1. These services are chargeable (between 24,90 and 49,90 euros for a termination formula)

4/4 Renewing your bank card to stop ARSLND direct debits: a controversial solution

What the law says ? : in March 2018, the court of cassation accepted the culpable negligence of a customer who had transmitted his bank details to a fraudulent site. The bank had opposed his requests for reimbursement, accusing him of negligence in the custody and conservation of his personal data of the security system of payment instruments.

 

This court decision explains why a banker may refuse to block your card if you are the originator of the purchase.

If you are still in possession of your bank card, it is very unlikely that it is a card hack as explained above: blocking the card would therefore amount to not honoring a contract for which you signed up. We therefore do not recommend blocking your credit card but carrying out the online procedures to cancel the current subscription.

Fraud point: of course, if your card has actually been stolen from you and you are not the originator of the purchase, it is a card hack. In this case, do not hesitate to go and file a complaint. In some cases, you will also be able to open a fraud file with your banker to try toget a refund : this point is to be seen directly with your bank or your card issuer (Visa, Mastercard…).