1/4 - Is 247BILLYES debit a scam / card fraud?

'These are several samples spread over several months. I have no idea where they come from, so I don't know how to stop them. ' : do you recognize yourself in this testimony? If you notice a debit titled 247BILLYES, this means that your bank card has been entered on a website as part of a purchase or a small trial offer for example (some online service sites - such as dating or streaming videos for example - offer you trial offers over 2-3 days, inexpensive, often resulting in subscriptions renewed each month).

Unless your payment method has disappeared (lost or stolen card) and a malicious person has used it to register on such a website, there is a good chance that you (or a member of your household having access to your card) be at the origin of this operation and therefore of this subscription linked to 247BILLYES.

It is therefore not a scam in the sense that it is not a credit card hack.

2/4 - What is the origin of the 247BILLYES bank debit?

As explained above, this speed follows an internet subscription.

Our diagnosis: It seems that the CB 247BILLYES withdrawal is linked to a subscription to a dating site or other online services. Their operation? You enter your bank card numbers as part of a trial offer and you end up subscribed to the service (this is indeed indicated in the General Conditions of Sale but unfortunately, few Internet users read them). The company that manages 247BILLYES can thus deduct one or more sums from you each month for this recurring subscription.

Please note: this direct debit is automatically renewable. You must complete cancellation procedures to no longer be charged for the next few months.

3/4 - How to stop 247BILLYES direct debits?

There are two ways to cancel 247BILLYES bank debits and to stop any current subscription:

- 'I want to do all these steps myself': the solution (free)

1. Go through the billing platform or find the site linked to these debits (= the site on which you took a trial offer): on which site did you enter your credit card details?
2. Once you have identified the site or platform, connect to it with your credentials
3. Once logged in, you will usually find the unsubscribe procedure in the site settings or a contact link to ask your questions.

- 'I do not wish to carry out the procedures alone and I prefer to let a service provider manage the problem': you can go through a professional of the type Sos Internet to help you stop direct debits 247BILLYES:

1. They take care of the identification searches of the company that takes you from you
2. They support you in the termination procedures
3. They send you a confirmation email once everything is stopped
4. Their services are chargeable (and 'effective or reimbursed' guarantees).

4/4 - Can I cancel my card with my bank to stop CB 247BILLYES direct debits?

As mentioned earlier, if you are still in possession of your bank card, it is very unlikely that it is a card hack: in this case, you have entered your bank details and have validated the T & Cs ( General Conditions of Sale) which informed you about a possible subscription: blocking the card would therefore mean not honoring a contract for which you have signed up. We therefore do not recommend blocking your credit card.

If it is a card fraud, that is, if the card has been physically lost and used by a third party, you can report it lost to your banker. You will also be able to open a fraud file to try toget a refund (this point is to be seen directly with your bank adviser).

What the law says ? : in March 2018, the court of cassation accepted the culpable negligence of a customer who had transmitted his data to a fraudulent site. This is the reason why a banker may refuse to block your card if you are the originator of the subscription.