1/4 - Is the BILLING4CASH debit a bank card scam fraud?

 

Have you noticed a bank direct debit from BILLING4CASH? First point, this means that your bank card has been registered on an online site.

Unless your bank card has disappeared and a stranger has used it to register on a website, there is a good chance that you are at the origin of this subscription to BILLING4CASH. Quite often, people who enter their bank details as part of trial offers (for 2 or 3 days only, for example) are unaware that they are actually committing to a monthly subscription.

In this sense, we cannot consider the direct debit as a scam in the sense that it is not a bank card hacking.

Here are some examples that can lead to surprising and unexpected rates: a trial offer on a dating site (3 days for 2 euros), an offer on a clairvoyance site, a commercial offer with a gift at the key ...

 

2/4 - Where does the BILLING4CASH card withdrawal come from?

 

As explained above, this flow follows an internet subscription subscription.

Our diagnosis: It seems that the CB BILLING4CASH withdrawal is linked to a recurring subscription. You entered your bank details as part of an attractive trial offer and ended up subscribed to the service. The company that manages BILLING4CASH can thus charge you one or more sums each month under the pretext of a subscription.

Attention: who says recurring subscription says monthly withdrawals. If you no longer wish to be withdrawn, you must absolutely carry out termination procedures so as not to be withdrawn in the coming months.

 

3/4 - How to put an end to BILLING4CASH bank debits?

 

There are two solutions to stop withdrawals from BILLING4CASH and terminate any subscription taken out against your will:

- 'I want to manage on my own': the solution (free)

1. Identify the site at the origin of these withdrawals (= the site on which you took a trial offer): on which site did you enter your credit card details?
2. Once you have found the site, connect to it (if you have a current subscription with them, you have created an account in the past)
3. Once logged in, you will usually find the unsubscribe procedure in the site settings

- 'I prefer to let a professional manage the problem': go through a service provider such as Sos Internet to help you stop direct debits BILLING4CASH:

1. 1. They take care of the identification searches of the company that takes your money
   2. They carry out the termination procedures
   3. They send you a confirmation email once everything is stopped

 

4/4 - Can I block my card with my bank to stop debits from the BILLING4CASH card?

 

If it is a card fraud, that is, if the card has been physically lost and used by a third party, you can report it lost to your banker. You will also be able to open a fraud file to try to obtain a refund (this point is to be discussed directly with your bank advisor).

If you are still in possession of your card, it is very unlikely that it is a card hack: in this case, you have entered your bank details and have validated the GTC (General Conditions of Sale) which informed you about a possible subscription: blocking the card would therefore mean not honoring a contract for which you have signed up. We therefore do not recommend blocking your credit card.

What the law says ? : in March 2018, the court of cassation accepted the culpable negligence of a customer who had transmitted his data to a fraudulent site. This is the reason why a banker may refuse to block your card if you are the originator of the subscription.