1/4 - Is LBDPAY debit a credit card fraud / scam?
Your bank statement displays a debit from LBDPAY: this means that your bank card numbers have been entered on a website.
The cases that we often find: a trial offer on a site that automatically turns into a subscription (games, clairvoyance, meetings, content for adults of full age, coaching, etc.), a competition that gives you the impression of having won a smartphone for 1 euro (or any other attractive object: a perfume, cinema tickets…), e-commerce site (often foreign) which sells products, branded or not, particularly inexpensive…
Unless you have lost your bank card and someone else has used it to register on a website of this type, there is a good chance that you are at the origin of this subscription to LBDPAY . Very often, the Internet user who enters his card for a small offer is not aware of the consequences of the purchase: a subscription with recurring charges.
In this sense, we cannot consider that it is not a scam in the sense that it is not a bank card hack.
2/4 - Where does the LBDPAY card withdrawal come from?
As explained above, this flow is the consequence of a subscription to an online service.
Our diagnosis: It seems that the CB LBDPAY withdrawal results from a subscription to a website (various services such as clairvoyance, content for adults or others). You enter your bank details as part of a 2 or 3 day trial offer and you end up subscribed to the service. The company that manages LBDPAY can thus withdraw one or more sums each month under the pretext of a subscription.
Please note: this direct debit is recurring. Remember to take steps to terminate it so as not to be charged over the next few weeks or months.
3/4 - How to stop LBDPAY bank direct debits?
There are two ways to stop cash withdrawals from LBDPAY and to terminate any current subscription taken out against your will:
- 'I want to do all these steps myself': the solution (free)
- Find the site linked to these direct debits (= the site on which you took a trial offer): on which site did you enter your credit card details?
- Once you have identified the site, connect to it (if you have a current subscription with them, you have created an account there in the past)
- Once logged in, you will generally find the unsubscribe procedure in the site settings (which can be found in the 'my account' or 'membership' areas depending on the site)
- 'I do not wish to carry out the procedures alone and I prefer to let a professional handle the problem': you can go through a service provider such as Sos Internet to help you stop direct debits LBDPAY:
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- They take care of the identification searches of the company that takes your money
- They carry out the termination procedures
- They send you a confirmation email once everything is stopped
- Their services are chargeable (and 'effective or reimbursed' guarantees).
4/4 - Can I cancel my card with my bank to stop CB LBDPAY direct debits?
If you are still in possession of your bank card, it is very unlikely that it is a card hack: in this case, you have entered your bank details and have validated the GTC (General Conditions of Sale) that informed you about a possible subscription: blocking the card would therefore mean not honoring a contract for which you have signed up. We therefore do not recommend blocking your credit card.
If it is a card fraud, that is, if the card has been physically lost and used by a third party, you can report it lost to your banker. You will also be able to open a fraud file to try toget a refund (this point is to be seen directly with your bank adviser).
What the law says ? : in March 2018, the court of cassation accepted the culpable negligence of a customer who had transmitted his data to a fraudulent site. This is the reason why a banker may refuse to block your card if you are the originator of the subscription.
Hello, I want to cancel this direct debit from cb bdlpay.com fact 080421
Hello, thank you for canceling the direct debit from cb bdlpay. Com
Because I never authorized this operation.
Thank you Mrs couté angelique
hello, I would like to cancel ALL ZEMOUSTACHE.COM direct debits of 39.95€. I have never joined this site.
Cancel the subscription(s) because I have never contracted any.