1/4 MIFFES direct debits: why am I being withdrawn? Is this an online scam?

Have you noticed a direct debit under the name MIFFES? MIFFES is a website that charges you for online services. These are therefore direct debits recurrent. MIFFES debits are the result of a subscription. You have undoubtedly entered your bank card on a website to buy a service or take out a trial offer (on a dating or clairvoyance site? For cultural content such as streaming videos? For coaching ... line are very varied).

Is this a scam? If your bank card has been stolen and used by a third party, then yes it is a scam. If you made a purchase yourself, it is not card fraud. We tell you more below.

You don't remember having taken out a subscription? Maybe you just filled in your card as part of a trial offer?

It may happen that subscriptions linked to MIFFES direct debits are not desired by Internet users: you should know that attractive trial offers often lead to subscriptions if no steps are taken to cancel the subscription.

2/4 How to stop MIFFES? 2 possibilities :

There are 2 solutions to terminate MIFFES direct debits and cancel / stop the current subscription:

- You want to do the procedures alone: ​​the solution (free)

1. Identify the site at the origin of these cash withdrawals (i.e. the site on which you entered your credit card details and took out a subscription)
2. Once you have found the site, connect to it (if you have a current subscription, the site knows you and you have an account with them)
3. Once logged in, you will generally find the unsubscribe procedure in the site settings, or even, in some cases, the termination procedure will be offered to you from the first page.

- You wish to be accompanied by a professional: entrust your termination problem to a service provider. Our recommendation to help you stop MIFFES direct debits: sos-internet.

1. Investigation: agents take care of the identification searches of the company that takes you from you
2. Administrative: they carry out the termination procedures
3. Confidence: they guarantee 100% of 'effective or reimbursed' services

3/4 Go through Sos Internet to cancel a subscription? How it works ?

Are you lost and want help to put an end to these withdrawals? Did you try to do the paperwork on your own but you couldn't? As explained above, it is possible to go through a service provider to cancel a subscription online. The essential in this area is sos-internet.Why do we recommend?

Most:

1. Steps from A to Z: survey to find the site at the origin of the debits, termination procedures ... and this, in all languages ​​(practical when you do not speak English for example!)
2. When possible, Sos Internet helps you obtain a refund of all or part of the sums withdrawn (note, this is not systematic because each case is unique. When a refund is possible, your account manager will let you know. and start the procedures for you as a bonus for the termination procedures)
3. All termination services are guaranteed '100% effective or refunded'

Cons:

1. These services have a cost (count between 24,90 and 49,90 euros for a termination service)

4/4 Banking / legal advice: do you have to block your card to stop MIFFES direct debits?

What the law says ? : in March 2018, the court of cassation accepted the culpable negligence of a customer who had transmitted his data to a fraudulent site. Indeed, the General Conditions of Sale (GTC) clearly indicated that the trial offer was extended by a subscription if the Internet user was satisfied with the service and did not communicate to the company his desire to terminate the engagement. This court decision explains why a banker may refuse to block your card if you are the originator of the purchase.

If you are still in possession of your bank card, it is very unlikely that it is a card hack as explained above: blocking the card would therefore mean not honoring a contract for which you signed up. engaged. We therefore do not recommend blocking your credit card but carrying out the online procedures to cancel the current subscription.

On the other hand, if it is a card fraud (and therefore, if a stranger used your bank details) you can report it stolen / lost to your banker. You will also be able to open a fraud file to try toget a refund (this point is to be done directly with your bank).