1/4 RDVCHIC card withdrawals: why am I being charged money? Is this an online scam?

RDVCHIC withdrawals are the consequence of a subscription to a dating / adult content site. RDVCHIC debits you sums of money because you subscribed to their service.

Am I the victim of an online scam? This is fraud IF someone has stolen your bank card and made purchases without your consent. If you still have your card, there is a good chance that you made the initial purchase which led to the RDVCHIC debits.

But I have no recollection of agreeing to pay for a dating site membership at all! This is a remark that we often read in your testimony. Here is an explanation: maybe you entered your card details to confirm your majority or buy a trial offer… and you didn't take the time to read the T & Cs, Site Terms of Sale which stated that unless you decline it, you subscribe to their service.

2/4 How to stop RDVCHIC?

Canceling RDVCHIC direct debits is free. You can complete the process on your own directly online.

If you don't succeed (because you are lost, because you do not remember the origin of the subscription or for any other reason), it is possible to pass a termination assistance provider. For this we recommend I stop the costs!

This company helps you identify the origin of the withdrawals and stop them definitively. They can even help you get a refund when possible (be careful, requests for refunds are unfortunately not always successful, because they are really on a case-by-case basis. On the other hand, when it comes to stopping withdrawals / cancel subscriptions, their services are guaranteed 100% effective or reimbursed.

3/4 Easily cancel a subscription with the help of 'I stop the fees!' : how it works ?

Are you lost and want help to stop these RDVCHIC withdrawals? Did you try to do the paperwork on your own but you couldn't? You don't have time to take care of it and you want to entrust this task to a service provider? As explained above, it is possible to go through a company specializing in these procedures, to cancel an online subscription. The essential in this area is I stop the costs!

Why do we recommend it to you?

Most:

1. Personalized support: survey to find the site at the origin of the withdrawals, termination procedures, etc. in all languages ​​(practical when the company taking the money from you is foreign, for example)
2. When possible, I stop the costs! helps you obtain a reimbursement of all or part of the sums withdrawn (note, this is not systematic because each case is unique. When a reimbursement is possible, the professional who follows your file indicates it to you and initiates the procedures for you in addition to the termination procedures)
3. All termination services are guaranteed '100% effective or refunded'

Cons:

1. These services are chargeable (between 24,90 and 49,90 euros for a termination formula)

4/4 Renewing your bank card to stop RDVCHIC direct debits: a controversial solution

What the law says ? : in March 2018, the court of cassation accepted the culpable negligence of a customer who had transmitted his bank details to a fraudulent site. The bank had opposed his requests for reimbursement, accusing him of negligence in the custody and conservation of his personal data of the security system of payment instruments.

 

This court decision explains why your bank advisor may refuse to block your card if you are the originator of the purchase.

If you are still in possession of your bank card, it is very unlikely that it is a card hack as explained above: blocking the card would therefore amount to not honoring a contract for which you signed up. We therefore do not recommend blocking your credit card but carrying out the online procedures to cancel the current subscription.

Fraud point: of course, if your card has actually been stolen from you and you are not the originator of the purchase, it is a card hack. In this case, do not hesitate to go and file a complaint. In some cases, you will also be able to open a fraud file with your banker to try toget a refund : this point is to be seen directly with your bank or your card issuer (Visa, Mastercard…).