1/4 VIBETCHAT card withdrawals: why am I being charged money? Is this an online scam?

Have you noticed a direct debit under the name VIBETCHAT? VIBETCHAT appears to be an online dating / adult content site. These are direct debits recurrent. You are already, or will be charged by VIBETCHAT each month because these debits correspond to a subscription.

Is this a scam? If your bank card has been stolen and used by a third party, then yes it is a scam. If you made a purchase yourself, it is not card fraud. how it works ? below.

You do not remember having taken out a subscription on this kind of site? Maybe you just filled in your card as part of a trial offer? Or to confirm that you are of legal age?

It may happen that subscriptions linked to VIBETCHAT direct debits are not desired by Internet users: you should know that attractive trial offers often lead to subscriptions if no steps are taken to cancel the subscription.

2/4 How to stop the VIBETCHAT debits?

Canceling VIBETCHAT direct debits is free. You can carry out the formalities on your own directly online.

If you don't succeed (because you are lost, because you do not remember the origin of the subscription or for any other reason), it is possible to pass a termination assistance provider. For this we recommend I stop the costs!

This company helps you identify the origin of the withdrawals and stop them definitively. They can even help you get a refund when possible (be careful, requests for refunds are unfortunately not always successful, because they are really on a case-by-case basis. On the other hand, when it comes to stopping withdrawals / cancel subscriptions, their services are guaranteed 100% effective or reimbursed.

3/4 Easily cancel a subscription with the help of 'I stop the fees!' : how it works ?

Do you want help to stop the VIBETCHAT direct debits? Because you can't do it alone, because you are lost, because you don't have time… Good news! It is possible with I stop the costs! This service exists to simplify your life 😉

Why do we recommend it to you?

Most:

1. Support from A to Z: investigation to find the site at the origin of the debits, termination procedures ... and all this in all languages ​​(practical when the termination must be done in English for example!)
2. When possible, 'I stop the costs!' helps you get reimbursed of all or part of the sums withdrawn (be careful, unfortunately this is not systematic because each case is unique. When a refund is possible, your account manager indicates it to you and begins the procedures for you as a bonus for termination procedures)
3. All termination services are guaranteed '100% effective or refunded'

Cons:

1. These services are chargeable (count between 24,90 and 49,90 euros for a termination service)

4/4 The banking / legal point: what do I risk if I renew my bank card?

What the law says ? : in March 2018, the court of cassation refused an individual to blame his bank following an online scam. The CDC accepted the culpable negligence of a customer who had transmitted his data to a fraudulent site. This court decision explains why your bank advisor may refuse to block your card and to consider a refund of the sums withdrawn if you are at the origin of the purchase.

If you are still in possession of your bank card, it is very unlikely that it is a card hack as explained above: blocking the card would therefore mean not honoring the contract which binds you to the bank. company that charges you. We therefore do not recommend blocking your credit card but carrying out the online procedures to cancel the current subscription..

On the other hand, if it is a card fraud (= theft of your card or theft of your card details) you can declare it stolen / lost to your banker + file a complaint at a police station. You will also be able to open a fraud file to try toget a refund (this point is to be done directly with your bank).