1/4 - Is the SHOPTVDAILY247OK direct debit a bank card scam fraud?

Have you noticed a bank direct debit from SHOPTVDAILY247OK? First point, this means that your bank card has been registered on an online site.

Unless your bank card has disappeared and a stranger has used it to register on a website, there is a good chance that you are the originator of this subscription to SHOPTVDAILY247OK. Quite often, people who enter their bank details in sweepstakes or attractive offers are unaware that they are in fact signing up for a monthly or bi-monthly subscription.

In this sense, we cannot consider the direct debit as a scam in the sense that it is not a bank card hacking.

Here are some examples that can lead to surprising and unexpected speeds: a trial offer on a site (clairvoyance, meetings, streaming videos ...), a contest to win an iPhone at 1 euro (or any other expensive object: a tablet, cinema tickets ...), a newsletter telling you that you have won a trip ...

2/4 - Where does the SHOPTVDAILY247OK direct debit come from?

As explained above, this speed follows an internet subscription.

Our diagnosis: It seems that the CB SHOPTVDAILY247OK withdrawal is linked to raffle games such as "Win a 1 euro iPhone", "You won a weekend at the hotel", "You won cinema ticket books" … How they work? You enter your credit card numbers as part of one of these contests (to pay shipping costs, prove your identity or other reason ...) and you end up subscribed to any service. The company that manages SHOPTVDAILY247OK can thus deduct one or more sums from you each month under the pretext of a subscription.

Please note: this direct debit is recurring. You must complete cancellation procedures to no longer be charged for the next few months.

3/4 - How to end SHOPTVDAILY247OK direct debits?

There are two types of steps to stop direct debits from SHOPTVDAILY247OK and cancel / terminate a subscription taken out in error:

- 'I would like to take the necessary steps myself': the solution (free)

1. Find the website at the origin of these cash withdrawals (= the site on which you entered your credit card details)
2. Once you have identified the site, connect to it (if you have a current subscription with them, the site knows you and you probably even have an account with them)
3. Once logged in, you will generally find the unsubscribe procedure in the site settings: all you have to do is follow the steps indicated by the site

- 'I prefer to let a professional manage my problem': you can go through a service provider such as Sos Internet to help you stop direct debits SHOPTVDAILY247OK:

1. Inquiry: they take care of the identification searches of the company that takes your money
2. Administrative: they carry out the termination procedures
3. Peace of mind: they send you a confirmation email once everything is stopped

4/4 - Can I cancel my card with my bank to stop CB SHOPTVDAILY247OK direct debits?

If it is a card fraud, that is to say, if the card has been lost and used by a third party, you can declare it lost with your banker. You will also be able to open a fraud file to try to obtain a refund (this point is to be discussed directly with your bank advisor).

If you are still in possession of your card, it is very unlikely that it is a card hack: in this case, you have entered your bank details and have validated the GTC (General Conditions of Sale) which informed you about a possible subscription: blocking the card would therefore mean not honoring a contract for which you have signed up. We therefore do not recommend blocking your credit card.

The legal point : in March 2018, the court of cassation accepted the culpable negligence of a customer who had transmitted his data to a fraudulent site. This is the reason why a banker may refuse to block your card if you are the originator of the subscription.