1/4 - Is the STREAMBROOM card withdrawal a card fraud type scam?
Your bank statement displays a debit from STREAMBROOM: this means that your bank card numbers have been entered on a website.
The cases that we often find: a trial offer on a site (games, clairvoyance, meetings, streaming content ...), contest that gives you the impression of having won a smartphone at 1 euro (or all another attractive object: a perfume, cinema tickets…), e-commerce site (often foreign) which sells products, branded or not, particularly inexpensive…
Unless you have lost your bank card and someone else has used it to register on a website of this type, there is a good chance that you are at the origin of this subscription to STREAMBROOM .
In this sense, we cannot consider that it is not a scam in the sense that it is not a bank card hack.
2/4 - What is the origin of the STREAMBROOM direct debit?
As detailed above, this card debit follows an internet subscription.
Our diagnosis: It seems that the CB STREAMBROOM withdrawal is the consequence of a subscription. You don't remember having taken out a subscription for an online service? Perhaps you did not directly enter your bank details for a subscription but rather as part of a competition such as' you won a smartphone for 1 euro 'or' receive a tablet by simply paying the fees Delivery'. This kind of commercial mechanic is very common and aims to collect your banking information to subscribe to a service and withdraw money from you each month.
Namely: this direct debit is recurring. You must complete cancellation procedures to no longer be charged for the next few months.
3/4 - How to stop STREAMBROOM card withdrawals?
There are two types of steps to stop direct debits from STREAMBROOM and cancel / terminate a subscription taken out in error:
- 'I would like to take the necessary steps myself': the solution (free)
- Find the website at the origin of these cash withdrawals (= the site on which you entered your credit card details)
- Once you have identified the site, connect to it (if you have a current subscription with them, the site knows you and you probably even have an account with them)
- Once logged in, you will generally find the unsubscribe procedure in the site settings: all you have to do is follow the steps indicated by the site
- 'I prefer to let a professional manage my problem': you can go through a service provider such as Sos Internet to help you stop direct debits STREAMBROOM:
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- Investigation: they take care of the identification searches of the company that takes your money
- Administrative: they carry out the termination procedures
- Peace of mind: they send you a confirmation email once everything is stopped
4/4 - Can I cancel my card with my bank to stop the STREAMBROOM charges?
If it is a card fraud, that is to say, if the card has been lost and used by a third party, you can declare it lost with your banker. You will also be able to open a fraud file to try to obtain a refund (this point is to be discussed directly with your bank advisor).
If you are still in possession of your card, it is very unlikely that it is a card hack: in this case, you have entered your bank details and have validated the GTC (General Conditions of Sale) which informed you about a possible subscription: blocking the card would therefore mean not honoring a contract for which you have signed up. We therefore do not recommend blocking your credit card.
The legal point : in March 2018, the court of cassation accepted the culpable negligence of a customer who had transmitted his data to a fraudulent site. This is the reason why a banker may refuse to block your card if you are the originator of the subscription.
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