1/4 - UOFHTS charge unknown: is it a bank card scam fraud?
'I see this charge on my account and it comes back every month. I have no idea where it came from, so I don't know how to stop it. ' : do you recognize yourself in this testimony? If you take a debit from UOFHTS, it means that your bank card has been entered on a website as part of a purchase or a small trial offer for example (some sites ask for bank details under the pretext of sending you your 'gift' or giving you access to a 'super offer.' These super offers are then transformed into a subscription and you are withdrawn each month until you start the cancellation / termination procedures.
Unless your payment method has disappeared (lost or stolen card) and a malicious person has used it to register on a website of this type, there is a good chance that you are at it. origin of this operation and therefore of this subscription to UOFHTS.
In this sense, we cannot consider it a scam in the sense that it is not a bank card hack.
2/4 - What is the origin of the UOFHTS bank debit?
As explained above, this flow is the consequence of a subscription to an online service.
Our diagnosis: It seems that the UOFHTS CB withdrawal results from a subscription to a website (various services such as clairvoyance, content for adults or others). You enter your bank details as part of a 2 or 3 day trial offer and you end up subscribed to the service. The company which manages UOFHTS can thus withdraw one or more sums each month under the pretext of a subscription.
Please note: this direct debit is recurring. Remember to take steps to terminate it so as not to be charged over the next few weeks or months.
3/4 - How to put an end to UOFHTS bank debits?
There are two ways to stop cash withdrawals from UOFHTS and to terminate any current subscription taken out against your will:
- 'I want to do all these steps myself': the solution (free)
- Find the site linked to these direct debits (= the site on which you took a trial offer): on which site did you enter your credit card details?
- Once you have identified the site, connect to it (if you have a current subscription with them, you have created an account there in the past)
- Once logged in, you will generally find the unsubscribe procedure in the site settings (which can be found in the 'my account' or 'membership' areas depending on the site)
- 'I do not wish to carry out the procedures alone and I prefer to let a professional handle the problem': you can go through a service provider such as Sos Internet to help you stop direct debits UOFHTS:
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- They take care of the identification searches of the company that takes your money
- They carry out the termination procedures
- They send you a confirmation email once everything is stopped
- Their services are chargeable (and 'effective or reimbursed' guarantees).
4/4 - Can I cancel my card with my bank to stop the UOFHTS CB withdrawals?
If you are still in possession of your bank card, it is very unlikely that it is a card hack: in this case, you have entered your bank details and have validated the GTC (General Conditions of Sale) that informed you about a possible subscription: blocking the card would therefore mean not honoring a contract for which you have signed up. We therefore do not recommend blocking your credit card.
If it is a card fraud, that is, if the card has been physically lost and used by a third party, you can report it lost to your banker. You will also be able to open a fraud file to try toget a refund (this point is to be seen directly with your bank adviser).
What the law says ? : in March 2018, the court of cassation accepted the culpable negligence of a customer who had transmitted his data to a fraudulent site. This is the reason why a banker may refuse to block your card if you are the originator of the subscription.
I have this charge appearing on my card at least once per month since I initiated the 3-day trial. I canceled prior to the trial expiration, received confirmation emails and my account was no longer accessible after the trial. I suspected the site may attempt to continue to charge me so I locked my credit card. At least 6 attempts have been made now over the last 2 months to charge the card while it was locked.
I contacted the site again to report my trial had ended and I had canceled my subscription. They continue to try to charge my card. My only recourse at this point is to close the card and replace with a new card and account number. This company is a scammer and in a foreign country, so I doubt there's little someone in the USA can do to stop the scam, other than close the card account.