Is the KIZDEB direct debit a bank card scam fraud?
If you notice a debit from KIZDEB, it means that your bank card has been entered on a website. Why, how, not who? This is what we will see:
Here are some examples of offers and sites on which you could have entered your bank details: a trial offer on a clairvoyance site (for example '30 minutes for 1 euro '), a small subscription for a dating site or another adult content site that required proof of age by entering bank card numbers… All these examples have the same goal and the same consequence: that of automatically subscribing to an online service billed every month.
Unless your bank card has disappeared and someone else has used it to register on a website, there is a good chance that you are the originator of this subscription to KIZDEB. Perhaps you did not understand that entering your bank details could lead to a subscription? (this is quite possible and unfortunately very common.)
In summary, we cannot consider this to be a scam in the sense that it is not a bank card hacking.
What is the origin of the KIZDEB debit card?
As explained above, this flow follows a registration on a website that operates on the subscription model.
Our diagnosis: It seems that the CB KIZDEB withdrawal is the result of a subscription taken on an adult content site (meetings or photos / videos for adults for example) or a medium clairvoyance site. Don't you remember having purchased a subscription? Maybe you thought you were just entering your bank details for a little trial offer (or to prove your majority or your identity). Many sites use this type of commercial mechanic in order to sell subscriptions.
Please note: this debit card is recurring. You must complete cancellation procedures to no longer be charged for the next few months.
How to stop KIZDEB card withdrawals?
There are two solutions to stop withdrawals from KIZDEB and terminate any subscription taken out against your will:
- 'I want to manage on my own': the solution (free)
- Identify the site at the origin of these withdrawals: on which site did you enter your bank card details?
- Once you have found the site, connect to it (if you have a current subscription with them, you have created an account in the past)
- Once logged in, you will usually find the unsubscribe procedure in the site settings
- 'I prefer to let a professional manage the termination problem': go through a service provider such as Sos Internet to help you stop direct debits KIZDEB:
- They take care of the identification searches of the company that takes your money
- They carry out the termination procedures
- They send you a confirmation email once everything is stopped
Can I block my card with my bank to stop the KIZDEB bank charges?
If it is a card fraud, that is to say, if the card has been lost and used by a third party, you can declare it lost with your banker. You will also be able to open a fraud file to try to obtain a refund (this point is to be discussed directly with your bank advisor).
If you are still in possession of your card, it is very unlikely that it is a card hack: in this case, you have entered your bank details and have validated the GTC (General Conditions of Sale) which informed you about a possible subscription: blocking the card would therefore mean not honoring a contract for which you have signed up. We therefore do not recommend blocking your credit card.
The legal point : in March 2018, the court of cassation accepted the culpable negligence of a customer who had transmitted his data to a fraudulent site. This is the reason why a banker may refuse to block your card if you are the originator of the subscription.
How to cancel for FREE subscriptions that I have not done at KIZDEB where my bank account has been debited