1/4 What company is withdrawing money from me under the name TALKIETIMES? Should I be afraid of a scam?

TALKIETIMES debits are the result of a subscription. TALKIETIMES charges you because you have subscribed to an online service (dating? Contests? Reduction sites? Video, series, video game sites ... there are thousands of sites that offer offers on the model subscription).

Have I been scammed? This is a scam IF your bank card has been stolen and purchases have been made with it. If you are still in possession of your card, there is a good chance that you are the originator of the TALKIETIMES withdrawals.

But I don't remember taking a subscription anywhere! So here is what could have happened: you entered your card as part of a trial offer, a competition, to pay the shipping costs of a gift ... and you did not read the Site's Terms of Sale which stipulated that unless you refused, you subscribe to their service.

This happens very often, if we are to believe the testimonials we collect on our site, but don't worry, we explain how to stop withdrawals !

2/4 How to stop CB TALKIETIMES withdrawals? 2 possibilities :

There are 2 solutions to terminate TALKIETIMES direct debits and cancel / stop the current subscription:

- You want to do the procedures alone: ​​the solution (free)

1. Identify the site at the origin of these cash withdrawals (i.e. the site on which you entered your credit card details and took out a subscription)
2. Once you have found the site, connect to it (if you have a current subscription, the site knows you and you have an account with them)
3. Once logged in, you will generally find the unsubscribe procedure in the site settings, or even, in some cases, the termination procedure will be offered to you from the first page.

- You wish to be accompanied by a professional: entrust your termination problem to a service provider. Our recommendation to help you stop TALKIETIMES direct debits: sos-internet.

1. Investigation: agents take care of the identification searches of the company that takes you from you
2. Administrative: they carry out the termination procedures
3. Confidence: they guarantee 100% of 'effective or reimbursed' services

3/4 Go through Sos Internet to cancel a subscription? How it works ?

Do you want to go through a service provider to end TALKIETIMES direct debits? Because you can't do it alone, because you don't have the time, don't want to… It doesn't matter, this service exists to make your life easier 😉

The essential in this area is sos-internet.

Why do we recommend it to you?

Most:

1. Steps from A to Z: survey to find the site at the origin of the debits, termination procedures ... and all this in all languages ​​(practical when you do not speak English for example!)
2. When possible, Sos Internet helps you get a refund of all or part of the sums withdrawn (be careful, unfortunately this is not systematic because each case is unique. When a refund is possible, your account manager indicates it to you and begins the procedures for you as a bonus for termination procedures)
3. All termination services are guaranteed '100% effective or refunded'

Cons:

1. These services have a cost (count between 24,90 and 49,90 euros for a termination service)

4/4 Block your card to stop direct debits TALKIETIMES: what do bankers think?

What the law says ? : in March 2018, the court of cassation accepted the culpable negligence of a customer who had transmitted his data to a fraudulent site. Indeed, the General Conditions of Sale (GTC) clearly indicated that the trial offer was extended by a subscription if the Internet user was satisfied with the service and did not communicate to the company his desire to terminate the engagement. This court decision explains why a banker may refuse to block your card if you are the originator of the purchase.

If you are still in possession of your bank card, it is very unlikely that it is a card hack as explained above: blocking the card would therefore mean not honoring a contract for which you signed up. engaged. We therefore do not recommend blocking your credit card but carrying out the online procedures to cancel the current subscription.

On the other hand, if it is a card fraud (and therefore, if a stranger used your bank details) you can report it stolen / lost to your banker. You will also be able to open a fraud file to try toget a refund (this point is to be done directly with your bank).