Is THEMOBGADGETS bank charge a card scam?
If you notice a debit from THEMOBGADGETS, it means that your bank card has been entered on a website.
Here are some examples: a trial offer on a site, a contest to win a smartphone at 1 euro (or any other attractive object: a perfume, cinema tickets, etc.), a draw to win a trip following sending a newsletter ...
Unless your bank card has disappeared and another person has used it to register on a website, there is a good chance that you are at the origin of this subscription to THEMOBGADGETS. Maybe you didn't realize that entering your banking information could lead to a subscription (it's quite possible and unfortunately very common.)
In summary, we cannot consider it a scam in the sense that it is not a credit card hack.
What is the origin of the THEMOBGADGETS direct debit?
As explained above, this speed follows an internet subscription.
Our diagnosis: It seems that the CB THEMOBGADGETS withdrawal is linked to contests such as "Win a smartphone for 1 euro", "You won a trip", "You won cinema tickets" ... How do they work? You enter your banking information as part of one of these contests (to pay shipping costs, prove your identity or other reason ...) and you end up subscribed to some service. The company which manages THEMOBGADGETS can thus withdraw one or more sums from you each month under the pretext of a subscription.
Please note: this direct debit is recurring. You must complete cancellation procedures to no longer be charged for the next few months.
How to stop THEMOBGADGETS direct debits?
There are two solutions to stop withdrawals from THEMOBGADGETS and terminate any subscription taken out against your will:
- 'I want to manage on my own': the solution (free)
- Identify the site at the origin of these debits: on which site did you enter your credit card information?
- Once you have found the site, connect to it (if you have a current subscription with them, you have created an account in the past)
- Once logged in, you will usually find the unsubscribe procedure in the site settings
- 'I prefer to let a professional manage the problem': go through a service provider such as Sos Internet to help you stop direct debits THEMOBGADGETS:
- They take care of the identification searches of the company that takes your money
- They carry out the termination procedures
- They send you a confirmation email once everything is stopped
Can I block my card with my bank to stop THEMOBGADGETS charges?
If it is an à la carte scam, that is, if the card has been lost and used by a third party, you can report it lost to your banker. You will also be able to open a fraud file to try to obtain a refund (this point is to be done directly with your bank advisor).
If you are still in possession of your card, it is very unlikely that it is a card hack: in this case, you have entered your banking information and have validated the T & Cs (General Conditions of Sale) which informed you about a possible subscription: blocking the card would therefore mean not honoring a contract for which you have signed up. We therefore do not recommend blocking your credit card.The legal point : in March 2018, the court of cassation accepted the culpable negligence of a customer who had transmitted his data to a fraudulent site. This is the reason why a banker may refuse to block your card if you are the originator of the subscription.
I am too low on funds generally to even consider signing up for something requiring me to hand over my banking details, yet my money has been debited to the mobgadgets