1/4 - WLDFCN card withdrawal: a card fraud scam?

Your bank statement displays a debit from WLDFCN: this means that your bank card numbers have been entered on a website.

The cases that we often find: a trial offer on a site that automatically turns into a subscription (games, clairvoyance, meetings, content for adults of full age, coaching, etc.), a competition that gives you the impression of having won a smartphone for 1 euro (or any other attractive object: a perfume, cinema tickets…), e-commerce site (often foreign) which sells products, branded or not, particularly inexpensive…

Unless you have lost your bank card and someone else has used it to register on a website of this type, there is a good chance that you are the originator of this subscription to WLDFCN . Very often, the Internet user who enters his card for a small offer is not aware of the consequences of the purchase: a subscription with recurring withdrawals.

In this sense, we cannot consider that it is not a scam in the sense that it is not a bank card hack.

2/4 - Where does the WLDFCN bank debit come from?

As detailed above, this card debit follows an internet subscription.

Our diagnosis: It seems that the CB WLDFCN withdrawal is the consequence of a recurring subscription. You don't remember having taken out a subscription for an online service? Perhaps you did not directly enter your bank details for a subscription but rather as part of a trial offer like '3 days trial for a few euros'. This kind of commercial mechanic is very common and aims to collect your banking information to subscribe to the service and withdraw money from you each month.

Namely: this direct debit is recurring. You must complete cancellation procedures to no longer be charged for the next few months.

3/4 - How to end WLDFCN direct debits?

There are two ways to stop cash withdrawals from WLDFCN and terminate any current subscription taken out against your will:

- 'I want to do all these steps myself': the solution (free)

1. Find the site linked to these direct debits (= the site on which you took a trial offer): on which site did you enter your credit card details?
2. Once you have identified the site, connect to it (if you have a current subscription with them, you have created an account there in the past)
3. Once logged in, you will generally find the unsubscribe procedure in the site settings (which can be found in the 'my account' or 'membership' areas depending on the site)

- 'I do not wish to carry out the procedures alone and I prefer to let a professional handle the problem': you can go through a service provider such as Sos Internet to help you stop direct debits WLDFCN:

1. They take care of the identification searches of the company that takes your money
2. They carry out the termination procedures
3. They send you a confirmation email once everything is stopped
4. Their services are chargeable (and 'effective or reimbursed' guarantees).

4/4 - Can I block my card with my bank to stop the WLDFCN card debits?

If you are still in possession of your bank card, it is very unlikely that it is a card hack: in this case, you have entered your bank details and have validated the GTC (General Conditions of Sale) that informed you about a possible subscription: blocking the card would therefore mean not honoring a contract for which you have signed up. We therefore do not recommend blocking your credit card.

If it is a card fraud, that is, if the card has been physically lost and used by a third party, you can report it lost to your banker. You will also be able to open a fraud file to try toget a refund (this point is to be seen directly with your bank adviser).

What the law says ? : in March 2018, the court of cassation accepted the culpable negligence of a customer who had transmitted his data to a fraudulent site. This is the reason why a banker may refuse to block your card if you are the originator of the subscription.