What does the heading APGHELPER mean on my statement? Why and how does this site charge me?

Are you looking for contact or information regarding the company linked to the name APGHELPER? You are in the right place to find some information. We help you understand the following 3 topics:

1. Origin of APGHELPER card withdrawals?
2. How to stop these withdrawals? Is it possible to get a refund and how?
3. Is APGHELPER within its right to debit my account?

Enjoy your reading!

1/3 APGHELPER takes my money directly from me with my credit card: what does this direct debit mean?

Debits from your bank account named bAPGHELPER are linked to an online subscription. The websites can be of different origins: for competitions, for cashback and discounts, for content for adults, for clairvoyance, for meetings, for streaming and video games, etc. Qualified as incredible offers, not to be missed, but from these offers comes a subscription.

When validating this subscription, the site therefore authorizes APGHELPER to charge you every month. Like a SEPA direct debit, the site in question takes you directly from your account via your bank card.

Yet you do not know this site! Selo. you, no subscription was contracted and you never wanted a commitment with a subscription and monthly payments!
On the internet, it is true that a large number of people are impacted by this maneuver, and wonder how a subscription could have been concluded. Initially, you gave your bank details for a purchase: the website surely offered you a trial offer, payment for shipping costs for a gift, proof of your age, etc. However, you did not have not read the General Conditions of Sale (Terms and Conditions) before checking the box. Following this, the subscription is triggered with this subscription specified in the Terms and Conditions of your purchase. You are then committed, with automatic renewal, as long as you do not report it directly. To summarize, you are subscribed to an online service and you frequently have direct debits from APGHELPER. These will be regular until you take the necessary steps to stop the subscription.

Don't worry, this is a common situation! You are not alone and we will accompany you to understand how to cancel the subscription and stop APGHELPER direct debits !

2/3 Can APGHELPER direct debits be permanently deleted? What is the way to win your case for a refund?

You can of course consider ending APGHELPER direct debits. You must then cancel your subscription on the website by proceeding step by step to this online termination (all the information is on the website in question).

If you do not know the original site linked to direct debits or if you are not comfortable with online procedures, you can ask a service provider to help you with the termination of your subscription. Our recommendation relates to I stop the costs!, which is a support service to solve these problems of withdrawals and refunds under certain conditions.

These refunds are not systematic and some sites with a subscription do not accept it. Through I stop the costs!, you obtain with certainty the cessation of APGHELPER direct debits and the definitive termination of the subscription: 100% effective or refunded as a guarantee for this service!

3/3 How can I protect myself legally against APGHELPER withdrawals or are they authorized?

What does the law say about these regular withdrawals? We explain to you. : in March 2018, the Court of Cassation refused an Internet user to challenge the bank insofar as he was the holder of his bank card linked to an online scam. French justice has therefore specified that the fault lies with the customer since he was negligent when he gave his banking information on the internet. That is why the bank has the option of refusing to block your bank card and to reimburse you for the debits made , if you are the very originator of the payment for the purchase in question. The easiest way is therefore to inform your banker directly if you are in this situation.

If you are still in possession of the bank card, hacking is an excluded hypothesis, since, as previously stated, you are the holder. If you block the card, the contract is not respected due to the commitments you have with the company carrying out the withdrawals entitled APGHELPER. A word of advice: do not renew your card but rather cancel the subscription to cancel this current contract..

How to avoid this spiral with unwanted and very expensive direct debits? To avoid unwanted payments on his bank account, we invite you to check the General Conditions of Sale, which are listed in the mandatory legal notices on the websites during any purchase. Of course, it is advisable to be vigilant if you come across a (too) 'good deal'. Our article will clarify your additional questions if you still have any!