CHALYU ME info and contact: what is this service and why am I charged?
Do you have any questions about the debits under the titles CHALYU ME? We answer your doubts and questions! Discover in this article:
- Who is CHALYU ME and why does he take samples from me?
- How can I stop these regular CHALYU ME direct debits and be reimbursed?
- What is the applicable legislation and how can I protect myself against these unwanted direct debits?
1,2,3… Here we go!
1/3 CHALYU ME debits my money from my card: why this expense?
CHALYU ME debits are linked to subscriptions to online services. Following registration on a website, one or more samples were taken by CHALYU ME. This can be the result of registration for a contest, discounts, dating sites, films/series, video games, clairvoyance, etc. There are thousands of sites with attractive offers (at least at first glance) that offer a subscription system.
By subscribing (even when you do not realize it at the time), the company linked to CHALYU ME is authorized to make monthly direct debits from your bank card. It works like a SEPA direct debit, but with your bank card whose information has been communicated.
I had not understood that it would be necessary to pay every month! I feel scammed! Don't worry, we understand a lot of people complaining about not having a subscription and monthly debits. The problem comes from the fact that you have given your credit card numbers to make an online purchase, pay postage for a gift, etc… without reading the T&Cs! In the General Conditions of Sale (Terms and Conditions) of the site, it is written that if you do not cancel, the subscription will be automatically activated with your bank card. It is therefore clear that you have an active subscription linked to your bank card.
Many of you on Internet forums report the same testimonials, don't worry, we will help you understand how to cancel your subscription as well as all payments related to the CHALYU ME label. !
2/3 How can I eliminate CHALYU ME direct debits? Is there a way to receive a refund?
It is possible to put an end to CHALYU ME direct debits. You can personally terminate your subscription online and find all the useful information on the relevant website.
If you are not comfortable with the web or do not remember where the direct debits come from, you can call on a service provider to help you with the termination of your subscription. We recommend you I stop the costs!, who can help you solve this problem and sometimes even get a refund.
However, refunds are not automatic and depend on the sites you have a subscription with. With I stop the costs!, you can be sure of a stoppage of CHALYU ME direct debits and a reliable termination thanks to their 100% effective or refunded guarantee!
3/3 Let's examine the question of whether CHALYU ME is a legal or illegal practice
Should I fear a scam from CHALYU ME? There is some debate as to whether this system is legit or not. However, in March 2018, the Court of Cassation determined that the culpable negligence of a customer had been the cause of the scam, because he had transmitted his banking information to a site which turned out to be dishonest (l Internet user had not consulted the Conditions which stipulated the subscription). Consequently, the bank refused the refund requests, believing that its customer was responsible for securing his data.
Banks can therefore invoke this decision of the French courts to justify their refusal to suspend your bank card as well as suspicious payments.
It is unlikely that your bank card has been hacked by the CHALYU ME site, since you still have it in your possession. However, blocking your card would mean a breach of the terms and conditions you agreed to when you signed up for the subscription. We therefore advise you not to block your bank card and to cancel your subscription without delay.
How to stay safe from dubious withdrawals related to online purchases? To protect yourself, you must first read the legal notices of the website where you are making your purchase. It is also important to be wary of 'too good deals'. Read our article for more tips: protect yourself on the internet.
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