What if we said stop to COOLANDWOW? We explain how to act.

Do you have questions about debits under the COOLANDWOW label? We answer your questions! Find out in this article:

1. Who is COOLANDWOW and why is it taking me?
2. How to stop these recurring COOLANDWOW withdrawals and succeed in being reimbursed?
3. What is the law in force and how can I protect myself from these unwanted direct debits?

1,2,3… Reading!

1/3 What is the significance of the COOLANDWOW debits on my bank account?

Direct debits from your bank account with the title COOLANDWOW are linked to an online subscription. The sites concerned are varied: contests, cashback and discounts, adult content, clairvoyance, meetings, streaming and video games, etc. The offers that are offered are very attractive, only, they switch to a subscription model .)

With this subscription, you give the authorization to COOLANDWOW to withdraw monthly payments from you. In the same way as a SEPA direct debit, the site debits you directly via your bank card.

And yet, you have no idea of ​​the site! For you, no subscription exists and you never wanted to commit to a monthly subscription! Many people on the internet are affected, we know it! So the question is, how did this happen? First of all, you have entered your bank details for a purchase on a website: trial offer, shipping costs for a gift, proof of majority, etc. However, you have not read the General conditions of sale of the site (GTC), before checking them. Then, the subscription starts, insofar as the GTC indicate that your purchase commits you, with an automatic renewal, without refusal on your part. In the end, you are therefore subscribed to a service and you see the withdrawals by COOLANDWOW until you complete the process to stop the subscription.

Don't worry, this is a common situation! You are not alone and we will accompany you to understand how to unsubscribe and remove COOLANDWOW debits !

2/3 How do I remove COOLANDWOW direct debits and can I get a refund?

Cancellation of COOLANDWOW direct debits is possible! You can cancel your subscription online yourself and you will find all the information to help you with these procedures, directly on the site in question.

If this procedure is complex for you, or if you wish to be accompanied personally for several reasons (you are not comfortable with the tool, you do not remember where the bank charges come from, etc.) then it is possible to call on a service provider! For the termination of the subscription, we recommend that you I stop the costs!

This company works with you to find the site linked to your subscription and to assist you in resolving this recurring direct debits problem. Sometimes, it is even possible to withdraw a refund, when requesting termination. Please note, reimbursements are unfortunately not a systematic obligation, the sites reimburse on a case-by-case basis. On the other hand, the end of COOLANDWOW direct debits as well as the termination of subscriptions are a guarantee of this company. I stop the costs! : 100% effective or refunded!

3/3 Is COOLANDWOW a scam? What the law says ?

What does Justice say about this? : in March 2018, the Court of Cassation decided to deny a bank card holder the right to question his bank, following an internet scam. Why the Court of Cassation decides to protect the bank? This French legal body considers that the fault is that of the customer, for his negligence when he transmitted his personal data, on the internet. This position of justice states that the bank is entitled to refuse the blocking of the bank card as well as the reimbursement of the sums debited, if you are at the origin of this payment.

If the card is in your possession, the hypothesis of piracy is not possible, as we have explained to you. Blocking the card leads to the contractual commitment not being respected with the company, originating from direct debits with the title COOLANDWOW. We therefore recommend that you do not renew your bank card, but rather proceed with the subscription cancellation procedures to terminate the current subscription..

How to protect your bank account from unwanted withdrawals? The 2 main rules are: 1. Check the General Conditions of Sale, which are mandatory legal notices on the sites, during purchases and 2. Be on guard, when you have to do with a "very good plan" . Our article will inform you and give you lots of advice.