Here you will find all the information about GMISTOY: who, what, how and why?
Do you see debits under the wording GMISTOY and you have questions? In this 3-point article you will discover:
- Why am I being charged, who is GMISTOY?
- How to stop GMISTOY direct debits and get a refund?
- What does the law say and how can I protect myself from unsolicited direct debits?
Let's go !
1/3 Why and how does GMISTOY charge me each month?
GMISTOY card operations are the result of a subscription to an online service. In other words, GMISTOY charges you because you have subscribed to a website that offers a service (contests? Redemption / reduction sites? Dating sites, films / series, video games, clairvoyance ... there are thousands of sites that offer subscription-based offers).
By subscribing, you gave the authorization to the company linked to GMISTOY to withdraw from you each month. A bit like a SEPA direct debit, but directly via your bank card.
But I never agreed to subscribe to anything and pay every month! We believe you. Many Internet users share this reaction! Here is what could have happened: you entered your card numbers to make a small online purchase (trial offer, shipping costs for a gift, etc.) and you have not read the Site Conditions (GTC ) which indicated that unless you decline it, you are subscribing to their service. Result: there is an active subscription linked to your card.
This happens very often, if we are to believe the comments we read on our site, but don't worry, we explain how to terminate the subscription and stop direct debits denominated GMISTOY !
2/3 How to terminate the GMISTOY charges? Is a refund possible?
To stop GMISTOY direct debits, you must unsubscribe. You can do this directly and for free online. The details of these steps are specified on their platform.
If you can't do it alone (because you are lost, because you do not remember the origin of the subscription, because you do not have the time or the inclination to cancel yourself ... or for any other reason), it It is possible to get assistance from a termination assistance service provider. Our recommendation: I stop the costs!
This company helps you to 1. identify the origin and the cause of the flows, 2. stop them definitively.
Bonus: I stop the costs! can even help you get a refund WHEN possible (note: refunds are unfortunately not automatic, as they are really on a case-by-case basis. On the other hand, when it comes to stopping GMISTOY direct debits / canceling of subscriptions, their services are guaranteed to be 100% effective or reimbursed.
3/3 Legal or GMISTOY fraud: what does the law say
And on the side of Justice? Hit or miss ? : in March 2018, the Court of Cassation refused a cardholder to blame his bank following an online scam. Why ? The CDC accepted the culpable negligence of a customer who had transmitted his data to a fraudulent site. This court decision explains why your bank could refuse to block your card / consider a refund of the sums withdrawn if you are responsible for the debits noted on. your bank statement.
If you have not lost your card, it is very unlikely that it is a card piracy as explained above: to have the card blocked would therefore amount to not honoring the contract that commits you to the company that charges you (called GMISTOY). We therefore do not recommend to renew your but to carry out the online procedures to cancel the current subscription..
How to avoid unsolicited withdrawals from my account? In general, the 2 main rules are: 1. Check the legal notices of the sites on which you want to make purchases and 2. beware of "too good deals". We develop more tips this way.
I want to stop the cost. I have been charged for the purchase that I am not of what the purchase is all about. I need a refund of USD 34.95
어떤걸 구독했는지도 모르고 갑자기 돈이 빠져나가요(34.95달러) 환불받고 싶어요 구독도 취 소해주세요
I will take a cargo of algo that I do not understand and without my autizacion I will receive 39000 of my cuenta, which is the price that I do not request.