Stop HABILLHELP direct debits: what awaits you in this article
Do you see flows under the label HABILLHELP and you have questions? In this 3-point article you will discover:
- Why am I sampled, who is HABILLHELP?
- How to stop HABILLHELP direct debits and obtain a refund?
- What does the law say and how can I protect myself from unsolicited direct debits?
Let's go !
1/3 Why does my bank statement show HABILLHELP direct debits?
HABILLHELP card operations are the result of a subscription to an online service. In other words, HABILLHELP charges you because you subscribed to a website that offers a service (contests? Redemption sites / reductions? Dating sites, films / series, video games, clairvoyance ... there are thousands of sites that offer subscription-based offers).
By subscribing, you have given authorization to the company linked to HABILLHELP to withdraw from you each month. A bit like a SEPA direct debit, but directly via your bank card.
But I never agreed to subscribe to anything and pay every month! We believe you. Many Internet users share this reaction! Here is what could have happened: you entered your card numbers to make a small online purchase (trial offer, shipping costs for a gift, etc.) and you have not read the Site Conditions (GTC ) which indicated that unless you decline it, you are subscribing to their service. Result: there is an active subscription linked to your card.
This happens very often, if we are to believe the comments we read on our site, but don't worry, we explain how to cancel the subscription and stop the debits denominated HABILLHELP !
2/3 How to stop the HABILLHELP debits? Can I request a refund?
To stop HABILLHELP direct debits, you must unsubscribe. You can do this directly and for free online. The details of these steps are specified on their platform.
If you can't do it alone (because you are lost, because you do not remember the origin of the subscription, because you do not have the time or the inclination to cancel yourself ... or for any other reason), it It is possible to get assistance from a termination assistance service provider. Our recommendation: I stop the costs!
This company helps you to 1. identify the origin and the cause of the flows, 2. stop them definitively.
Bonus: I stop the costs! can even help you get a refund WHEN possible (note: refunds are unfortunately not automatic, because they are really on a case-by-case basis. On the other hand, with regard to stopping HABILLHELP direct debits / canceling of subscriptions, their services are guaranteed to be 100% effective or reimbursed.
3/3 Is HABILLHELP legal? How can I protect myself?
And on the side of Justice? Hit or miss ? : in March 2018, the Court of Cassation refused a cardholder to blame his bank following an online scam. Why ? The CDC accepted the culpable negligence of a customer who had transmitted his data to a fraudulent site. This court decision explains why your bank could refuse to block your card / consider a refund of the sums withdrawn if you are responsible for the debits noted on. your bank statement.
If you have not lost your card, it is very unlikely that it is a card piracy as explained above: to block the card would therefore amount to not honoring the contract that commits you to the company that charges you (entitled HABILLHELP). We therefore do not recommend to renew your but to carry out the online procedures to cancel the current subscription..
How to avoid unsolicited withdrawals from my account? In general, the 2 main rules are: 1. Check the legal notices of the sites on which you want to make purchases and 2. beware of "too good deals". We develop more tips this way.
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