Stop MEMHELP direct debits: what to expect in this article

Are you seeing debits under the MEMHELP label and are you wondering? In this 3-point article you will discover:

1. Why am I being sampled, who is MEMHELP?
2. How to stop MEMHELP direct debits and get a refund?
3. What does the law say and how can I protect myself from unsolicited direct debits?

Let's go !

1/3 Why and how does MEMHELP charge me each month?

MEMHELP card operations are the consequence of a subscription to an online service. In other words, MEMHELP charges you because you subscribed to a website that offers a service (contests? Redemption / reduction sites? Dating sites, films / series, video games, clairvoyance ... there are thousands of sites that offer subscription-based offers).

By subscribing, you have given authorization to the company linked to MEMHELP to withdraw from you each month. A bit like a SEPA direct debit, but directly via your bank card.

But I never agreed to subscribe to anything and pay every month! We believe you. Many Internet users share this reaction! Here is what could have happened: you entered your card numbers to make a small online purchase (trial offer, shipping costs for a gift, etc.) and you have not read the Site Conditions (GTC ) which indicated that unless you decline it, you are subscribing to their service. Result: there is an active subscription linked to your card.

This happens very often, if we are to believe the comments we read on our site, but don't worry, we explain how to terminate the subscription and stop MEMHELP denominated debits !

2/3 How to terminate MEMHELP charges? Is a refund possible?

To stop MEMHELP direct debits, you must unsubscribe. You can do this directly and for free online. The details of these steps are specified on their platform.

If you can't do it alone (because you are lost, because you do not remember the origin of the subscription, because you do not have the time or the inclination to cancel yourself ... or for any other reason), it It is possible to get assistance from a termination assistance service provider. Our recommendation: I stop the costs!

This company helps you to 1. identify the origin and the cause of the flows, 2. stop them definitively.

Bonus: I stop the costs! can even help you get a refund WHEN possible (note: refunds are unfortunately not automatic, as they are really on a case-by-case basis. On the other hand, when it comes to stopping MEMHELP debits / canceling of subscriptions, their services are guaranteed to be 100% effective or reimbursed.

3/3 Legal or MEMHELP fraud: what does the law say

And on the side of Justice? Hit or miss ? : in March 2018, the Court of Cassation refused a cardholder to blame his bank following an online scam. Why ? The CDC accepted the culpable negligence of a customer who had transmitted his data to a fraudulent site. This court decision explains why your bank could refuse to block your card / consider a refund of the sums withdrawn if you are responsible for the debits noted on. your bank statement.

If you have not lost your card, it is very unlikely that it is a card piracy as explained above: to block the card would therefore amount to not honoring the contract that commits you to the company that charges you (called MEMHELP). We therefore do not recommend to renew your but to carry out the online procedures to cancel the current subscription..

How to avoid unsolicited withdrawals from my account? In general, the 2 main rules are: 1. Check the legal notices of the sites on which you want to make purchases and 2. beware of "too good deals". We develop more tips this way.