Here you will find all the information about MY-CONT: who, what, how and why?

Are you looking for information on bank charges that appear under the name MY-CONT? In this article we will deal with these 3 topics:

1. Why is MY-CONT taking me? What service or product is this direct debit linked to?
2. How to definitively terminate the debits? Is a refund possible?
3. Is MY-CONT a scam or is it legal? How can I no longer end up with unforeseen debits?

Let's go…

1/3 How do I explain MY-CONT card withdrawals from my account?

MY-CONT-denominated direct debits appear on your bank account because you have subscribed to an online service. Site of games-contests, cashback / reductions, adult content, clairvoyance, meetings, films / series, video games, clairvoyance ... there are thousands of sites that offer offers on the subscription model).

By subscribing, you have given permission to MY-CONT to debit you a sum each month. A bit like a SEPA direct debit, but directly via your bank card.

But I have no memory of subscribing to anything! I would never have committed to paying such a sum every month! We believe you. Many Internet users encounter the same problem! What happened ? It is likely that you entered your card details for a small purchase on a website (trial offer, shipping costs for a gift, proof of age, etc.) and you have not read the Site Conditions ( Terms and Conditions) before checking them. These Conditions indicated that your purchase committed you to a subscription, unless you refused. Result: you have subscribed to their service and you will be charged by "; A4; »Each month until you end the subscription.

Don't worry, you are not alone in this situation: we will explain how to terminate the subscription and stop MY-CONT direct debits !

2/3 How to stop MY-CONT direct debits? Can I get a refund?

Canceling MY-CONT direct debits is possible by yourself directly online. You will find more information on the details of the procedure directly on their platform.

If you can't do it or don't want to do it alone (because you are lost, because you do not remember the origin of the subscription or for any other reason), it is possible to pass a termination assistance provider. For this we recommend I stop the costs!

This company helps you to identify the origin of the withdrawals and to stop them definitively. They can even help you get a refund when possible (be careful, refunds are unfortunately not systematic, because they are really on a case-by-case basis. On the other hand, when it comes to stopping MY- direct debits. CONT / canceling subscriptions, services I stop the costs! are guaranteed 100% effective or reimbursed.

3/3 MY-CONT label: legal or scam?

Is MY-CONT a scam? : some believe it is fraud, others consider it legal. In March 2018, the Court of Cassation upheld the culpable negligence of a customer who had transmitted his bank details to a fraudulent site. The bank had opposed his requests for reimbursement, accusing him of negligence in the custody and conservation of his personal data of the security system of payment instruments.

 

The bank can therefore rely on this court decision to refuse to block your card and / or problematic withdrawals.

If you are still in possession of your bank card, there is little chance (or rather risk) that it is a hack on the part of MY-CONT as explained above: blocking the card would have therefore as a consequence of not honoring a contract for which you signed up (by validating the General Conditions of Sale). We therefore do not recommend blocking your credit card but carrying out the online procedures to cancel the current subscription.

How to protect yourself against suspicious withdrawals related to online purchases? In general, you can apply the following two rules for all your transactions: 1. Consult the legal notices of the sites on which you wish to buy a product or a service and 2. remain vigilant in the face of "too good deals". We offer more advice on this article.