Stop NC3TPAY direct debits: what awaits you in this article

Are you looking for information on NC3TPAY? Here are the 3 questions we will answer here:

1. Why am I charged by NC3TPAY? What is that ?
2. How to definitively stop the withdrawals? Can I get a refund?
3. Is NC3TPAY legal? How can I no longer find myself with unknown speeds?

Let's go…

1/3 Why am I seeing NC3TPAY direct debits on my account statement?

NC3TPAY card operations are the consequence of a subscription to an online service. In other words, NC3TPAY charges you because you have subscribed to a website that offers a service (contests? Redemption sites / reductions? Dating sites, films / series, video games, clairvoyance ... there are thousands of sites that offer subscription-based offers).

By subscribing, you gave the authorization to the company linked to NC3TPAY to withdraw from you each month. A bit like a SEPA direct debit, but directly via your bank card.

But I never agreed to subscribe to anything and pay every month! We believe you. Many Internet users share this reaction! Here is what could have happened: you entered your card numbers to make a small online purchase (trial offer, shipping costs for a gift, etc.) and you have not read the Site Conditions (GTC ) which indicated that unless you decline it, you are subscribing to their service. Result: there is an active subscription linked to your card.

This happens very often, if we are to believe the comments we read on our site, but don't worry, we explain how to terminate the subscription and stop NC3TPAY denominated debits !

2/3 How to stop NC3TPAY debits? Can I request a refund?

Canceling NC3TPAY direct debits is doable by yourself directly online. You will find more information on the details of the procedure directly on their platform.

If you can't do it or don't want to do it alone (because you are lost, because you do not remember the origin of the subscription or for any other reason), it is possible to pass a termination assistance provider. For this we recommend I stop the costs!

This company helps you to identify the origin of the withdrawals and to stop them definitively. They can even help you get a refund when possible (be careful, refunds are unfortunately not systematic, because they are really on a case-by-case basis. On the other hand, when it comes to stopping NC3TPAY direct debits / cancel subscriptions, the services of I stop the costs! are guaranteed 100% effective or reimbursed.

3/3 Legal or scam: what to think of NC3TPAY?

Is NC3TPAY a scam? : some believe it is fraud, others consider it legal. In March 2018, the Court of Cassation upheld the culpable negligence of a customer who had transmitted his bank details to a fraudulent site. The bank had opposed his requests for reimbursement, accusing him of negligence in the custody and conservation of his personal data of the security system of payment instruments.

 

The bank can therefore rely on this court decision to refuse to block your card and / or problematic withdrawals.

If you are still in possession of your bank card, there is little chance (or rather risk) that it is a hack on the part of NC3TPAY as explained above: blocking the card would therefore have consequence of not honoring a contract for which you signed up (by validating the General Conditions of Sale). We therefore do not recommend blocking your credit card but carrying out the online procedures to cancel the current subscription.

How to protect yourself against suspicious withdrawals related to online purchases? In general, you can apply the following two rules for all your transactions: 1. Consult the legal notices of the sites on which you wish to buy a product or a service and 2. remain vigilant in the face of "too good deals". We offer more advice on this article.