Decipher the mysteries of OHEREPAY: who, what, how and why?

Unknown bank charges under the name OHEREPAY? You want to understand, we explain in 3 points in this article:

1. Why does OHEREPAY debit your bank account? What purchase are they related to? ?
2. How to proceed with the final cancellation of direct debits and how to envisage a refund?
3. How can you stop seeing money being withdrawn from your account without your consent? Is OHEREPAY a fraud or a legal practice?

Let's go…

1/3 OHEREPAY takes my money: why this debit?

OHEREPAY debits are related to the taking out of a subscription to a service on the internet. OHEREPAY therefore proceeds to direct debits, following a subscription action on an online site: a site for a contest, or a site for discounts, or even dating sites, not to mention leisure sites ( films/series, video games, clairvoyance, etc.). Thousands of sites circulate on the web to offer you tempting offers, with a key subscription system.)

By purchasing a service and subscribing, the company linked to OHEREPAY is in its right to charge you every month. It works like a SEPA direct debit, but directly with your credit card which has been entered.

But I have never taken out a subscription and monthly debits! Don't worry, that's the dispute of many of you, and we believe you. Here is the explanation of the process: you have given your credit card numbers as part of a purchase on the internet for a trial offer, shipping costs for a gift and many other requests ... Only, within General conditions of sale of the site (Terms and Conditions), it is registered that unless you retract, the subscription is created following. The conclusion is clear: you have an activated subscription and directly linked to your card, which was entered upstream.

All the comments from internet users point in this direction, and don't worry, we will help you understand how to delete the subscription as well as the direct debits with the title OHEREPAY !

2/3 How do I cancel OHEREPAY direct debits and can I get a refund?

In order to stop OHEREPAY direct debits, it is necessary to unsubscribe. You can opt out online for free and these steps are explained directly on the site in question.

You may not be able to terminate yourself: a lack of time, poor internet skills, or quite simply a lack of solution to find the original site ... It is therefore possible to call on a service provider to help you with this subscription cancellation procedure. Our recommendation: I stop the costs!

This French company supports you in these steps, and helps you identify the origin and cause of the samples, as well as stopping them definitively.

Bonus: I stop the costs! can help you get a refund if possible. Attention, this help for refunds is relative, because not all sites accept to make a refund of debits. Conversely, the service guarantees to stop OHEREPAY direct debits and to terminate this subscription: satisfied or refunded!

3/3 Wording OHEREPAY: authorized action or fraud?

Is OHEREPAY a fraud scheme? ? The appearance is that of a scam, while some believe the system is quite legitimate. As of March 2018, the Cour de Cassation accepted as reason the faulty negligence of a customer, due to the fact that his bank card details were transmitted to a dishonest site. An opposition from the bank was made for reimbursement requests, insofar as it reproached its client for its negligence, for the online payment, while respecting the conservation of his bank details, which are strictly personal.

 

The banks can therefore take advantage of this decision of the French justice, to justify their refusal to block your bank card as well as questionable debits.

If you still have your credit card, then the risk is low that it is a hacking of it, from the OHEREPAY site. Blocking the card linked to the subscription may result in not respecting the contract you have taken out (by validating the General Conditions of Sale). We therefore recommend that you do not block your bank card and carry out the procedure for terminating the current subscription as soon as possible.

How is it possible to protect yourself against questionable withdrawals in connection with a subscription purchased online? To make a purchase of a product or a service, on a website, you can do it in complete safety after having consulted the legal notices of this one. In addition, vigilance is required when you are asked for a "too good deal". Do not hesitate to read our article, for more advice on this subject: protect yourself on the internet.