What if we said stop to PARKFAPAY? We explain how to act.

Are you looking for information about PARKFAPAY? In this article you will find the answers to your questions:

1. What is the origin of PARKFAPAY direct debits?
2. How to remove debits? Can I claim a refund?
3. Does PARKFAPAY debit me legally? What is the solution to avoid unknown direct debits?

Let's go !

1/3 Where does the PARKFAPAY direct debit come from? Why is it so common?

Direct debits from your bank account with the title PARKFAPAY are linked to an online subscription. The sites concerned are varied: contests, cashback and discounts, adult content, clairvoyance, dating, streaming and video games, etc. The offers offered there are very attractive, only they switch to a subscription model. .)

With this subscription, you authorize PARKFAPAY to debit you monthly. In the same way as a SEPA direct debit, the site debits you directly via your bank card.

And yet, you have no idea of ​​the site! For you, no subscription exists and you never wanted to commit to a monthly subscription! Many people on the internet are concerned, we know it! So the question is how did this happen? First of all, you entered your bank details for a purchase on a website: trial offer, postage of a gift, proof of majority, etc. However, you did not read the General conditions of sale of the site (Terms and Conditions), before checking them. Then, the subscription starts, insofar as the GCS indicate that your purchase commits you, with an automatic renewal, without refusal on your part. In the end, you are therefore subscribed to a service and you see the withdrawals by PARKFAPAY until you complete the procedure to stop the subscription.

Don't worry, this is a common situation! You are not alone and we will accompany you to understand how to cancel the subscription and remove PARKFAPAY debits !

2/3 What is the way to terminate PARKFAPAY charges? Is there the possibility of being reimbursed?

The termination of PARKFAPAY direct debits is possible! On your own, online, you can cancel the subscription and you will find all the information to help you in these steps, directly on the site in question.

If this procedure is complex for you, or if you wish to be accompanied personally for several reasons (you are not comfortable with the tool, you do not remember where the bank charges come from, etc.) then it is possible to call on a service provider! For the termination of the subscription, we recommend that you I stop the costs!

This company acts, with you, for the research of the site in connection with your subscription and to accompany you in the final resolution of this problem of recurring direct debits. Sometimes, it is even possible to extract a refund, when requesting termination. Please note, refunds are unfortunately not a systematic obligation, the sites reimburse on a case-by-case basis. On the other hand, the stopping of PARKFAPAY direct debits as well as the termination of subscriptions are a guarantee of this company I stop the costs! : 100% effective or refunded!

3/3 Legal or illicit practice: light on PARKFAPAY?

Is PARKFAPAY a fraud system? ? The appearance is that of a scam, while some believe the system is quite legitimate. As of March 2018, the Cour de Cassation accepted as reason the faulty negligence of a customer, due to the fact that his bank card details were transmitted to a dishonest site. An opposition from the bank was made for reimbursement requests, insofar as it reproached its client for its negligence, for the online payment, while respecting the conservation of his bank details, which are strictly personal.

 

The banks can therefore take advantage of this decision of the French justice, to justify their refusal to block your bank card as well as questionable debits.

If you still have your credit card, then the risk is low that it is a hacking of it, from the PARKFAPAY site. Blocking the card linked to the subscription may result in not respecting the contract you have taken out (by validating the General Conditions of Sale). We therefore recommend that you do not block your bank card and carry out the procedure for terminating the current subscription as soon as possible.

How is it possible to protect yourself against questionable withdrawals in connection with a subscription purchased online? To make a purchase of a product or a service, on a website, you can do it in complete safety after having consulted the legal notices of this one. In addition, vigilance is required when you are asked for a "too good deal". Do not hesitate to read our article, for more advice on this subject: protect yourself on the internet.