Understand what is behind the flow rates 4133330197: we explain!

You notice debits indicating the number 4133330197 and you do not manage to know what this purchase corresponds to? Here are the answers to all your questions in 3 points:

1. Reference 4133330197: what is it?
2. How to stop the direct debits entitled 4133330197 and obtain a refund?
3. Scam or not? What does the law say about this unknown and unsolicited flow?

Let's go !

1/3 Identify and understand the reference 4133330197 on my samples

Card transactions indicating the number 4133330197 are the result of a subscription to an online service. In other words, you are charged because you subscribed to a website that offers a service (contests? Redemption sites / discounts? Dating sites, films / series, video games, clairvoyance ... there are thousands of sites that offer subscription-based offers).

By subscribing (perhaps without doing it on purpose?), You gave the authorization to the company behind the reference 4133330197 to withdraw from you each month. Or rather, to charge your card, because this is not a SEPA subscription (as could be the case for a telephone or electricity subscription, for example).

But I didn't know! I never agreed to subscribe to anything and especially not to pay every month! I don't even use the service I'm being billed for! We believe you. Many Internet users share this reaction! Here is what may have happened: you entered your card numbers to make a payment on a site for ... a trial offer or the cost of shipping a gift or to prove that you are of legal age ... and you have not read the Site Conditions (T & Cs) which specify that unless you refuse, you subscribe to their service. Result: there is an active subscription linked to your card.

This happens regularly, and to many Internet users, if we are to believe the comments we receive, but don't worry, we explain how to terminate the subscription and stop withdrawals denominated 4133330197 !

2/3 How to stop CB purchases referenced 4133330197? Can I be reimbursed?

Good news: canceling recurring direct debits linked to the reference 4133330197 is doable by yourself directly online. You will find more information on the details of the procedure directly on their site.

If you can't do it or don't want to do it alone (because you do not remember the origin of the subscription, because you have doubts or for any other reason), it is possible to go through a termination assistance provider. For this we recommend I stop the costs!

This company helps you identify the origin of the direct debits and stop them definitively + obtain a refund of the sums debited when possible (be careful, refunds are unfortunately not systematic, because they are often on a case-by-case basis. To see therefore directly with I stop the costs!, if you go through them.

3/3 Is the company behind the code 4133330197 legal?

Did the company behind 4133330197 rip you off? : some believe it is fraud, others consider it legal. In March 2018, the court of cassation ruled. She accepted the culpable negligence of a client who had transmitted his bank details to a fraudulent site. The bank had refused his requests for reimbursement, accusing him of negligence in the custody and conservation of his personal data.

 

As a result, the bank could rely on this court decision to refuse to block your card and / or unwanted direct debits that result from a hidden subscription.

If you are still in possession of your bank card (so not lost or stolen), there is little chance that it is a hack on the part of the company linked to 4133330197 as explained above: block the card would therefore have the effect of not honoring a contract for which you signed up (by checking the General Conditions of Sale). We therefore do not recommend blocking your credit card but taking the steps to terminate the current subscription.

How to protect yourself against suspicious withdrawals related to online purchases? In general, you can apply the following two rules for all your transactions: 1. Read the legal notices of the sites on which you want to buy a product or a service and 2. Stay alert for “incredible offers”. We offer more advice on this article.