All you need to know about SEIGKS: the 3 questions to ask yourself

Are you looking for information on the bank charges that appear under the name SEIGKS? In this article we will deal with these 3 topics:

1. Why does SEIGKS charge me? What service or product is this direct debit linked to?
2. How to definitively terminate the debits? Is a refund possible?
3. Is SEIGKS a scam or is it legal? How can I no longer end up with unforeseen debits?

Let's go…

1/3 Why and how does SEIGKS charge me?

SEIGKS card operations are the result of a subscription to an online service. In other words, SEIGKS charges you because you have subscribed to a website that offers a service (contests? Redemption sites / reductions? Dating sites, films / series, video games, clairvoyance ... there are thousands of sites that offer subscription-based offers).

By subscribing, you have given permission to the company linked to SEIGKS to withdraw from you each month. A bit like a SEPA direct debit, but directly via your bank card.

But I never agreed to subscribe to anything and pay every month! We believe you. Many Internet users share this reaction! Here is what could have happened: you entered your card numbers to make a small online purchase (trial offer, shipping costs for a gift, etc.) and you have not read the Site Conditions (GTC ) which indicated that unless you decline it, you are subscribing to their service. Result: there is an active subscription linked to your card.

This happens very often, if we are to believe the comments we read on our site, but don't worry, we explain how to terminate the subscription and stop SEIGKS denominated direct debits !

2/3 How to stop SEIGKS debits? Can I request a refund?

To stop SEIGKS direct debits, you must unsubscribe. You can do this directly and for free online. The details of these steps are specified on their platform.

If you can't do it alone (because you are lost, because you do not remember the origin of the subscription, because you do not have the time or the inclination to cancel yourself ... or for any other reason), it It is possible to get assistance from a termination assistance service provider. Our recommendation: I stop the costs!

This company helps you to 1. identify the origin and the cause of the flows, 2. stop them definitively.

Bonus: I stop the costs! can even help you get a refund WHEN possible (note: refunds are unfortunately not automatic, because they are really on a case-by-case basis. On the other hand, when it comes to stopping SEIGKS direct debits / canceling of subscriptions, their services are guaranteed to be 100% effective or reimbursed.

3/3 Is SEIGKS legal? How can I protect myself?

Is SEIGKS a scam? : some believe it is fraud, others consider it legal. In March 2018, the Court of Cassation upheld the culpable negligence of a customer who had transmitted his bank details to a fraudulent site. The bank had opposed his requests for reimbursement, accusing him of negligence in the custody and conservation of his personal data of the security system of payment instruments.

 

The bank can therefore rely on this court decision to refuse to block your card and / or problematic withdrawals.

If you are still in possession of your bank card, there is little chance (or rather risk) that it is a hack on the part of SEIGKS as explained above: blocking the card would therefore have consequence of not honoring a contract for which you signed up (by validating the General Conditions of Sale). We therefore do not recommend blocking your credit card but carrying out the online procedures to cancel the current subscription.

How to protect yourself against suspicious withdrawals related to online purchases? In general, you can apply the following two rules for all your transactions: 1. Consult the legal notices of the sites on which you wish to buy a product or a service and 2. remain vigilant in the face of "too good deals". We offer more advice on this article.