SPMNPUZ: understand why and how they charge me each month

Understanding this banking charge in 3 key points

What you need to know about SPMNPUZ to never be charged again

Are you looking for information about SPMNPUZ? Here are the 3 questions we will answer here:

  1. Why am I charged by SPMNPUZ? What is that ?
  2. How to definitively stop the withdrawals? Can I get a refund?
  3. Is SPMNPUZ legal? How can I no longer find myself with unknown speeds?

Let's go…

1/3 How and why does SPMNPUZ take my money from me each month?

SPMNPUZ card operations are the consequence of a subscription to an online service. In other words, SPMNPUZ charges you because you subscribed to a website that offers a service (contests? Redemption sites / reductions? Dating sites, films / series, video games, clairvoyance ... there are thousands of sites that offer subscription-based offers).

By subscribing, you gave the authorization to the company linked to SPMNPUZ to withdraw from you each month. A bit like a SEPA direct debit, but directly via your bank card.

But I never agreed to subscribe to anything and pay every month! We believe you. Many Internet users share this reaction! Here is what could have happened: you entered your card numbers to make a small online purchase (trial offer, shipping costs for a gift, etc.) and you have not read the Site Conditions (GTC ) which indicated that unless you decline it, you are subscribing to their service. Result: there is an active subscription linked to your card.

This happens very often, if we are to believe the comments we read on our site, but don't worry, we explain how to terminate the subscription and stop direct debits denominated SPMNPUZ !

2/3 How to terminate the SPMNPUZ charges? Is a refund possible?

Canceling SPMNPUZ direct debits is doable by yourself directly online. You will find more information on the details of the procedure directly on their platform.

If you can't do it or don't want to do it alone (because you are lost, because you do not remember the origin of the subscription or for any other reason), it is possible to pass a termination assistance provider. For this we recommend I stop the costs!

This company helps you identify the origin of the withdrawals and stop them definitively. They can even help you get a refund when possible (be careful, refunds are unfortunately not systematic, because they are really on a case-by-case basis. On the other hand, when it comes to stopping SPMNPUZ / cancel subscriptions, the services of I stop the costs! are guaranteed 100% effective or reimbursed.

3/3 Label SPMNPUZ: legal or scam?

Is SPMNPUZ a scam? : some believe it is fraud, others consider it legal. In March 2018, the Court of Cassation upheld the culpable negligence of a customer who had transmitted his bank details to a fraudulent site. The bank had opposed his requests for reimbursement, accusing him of negligence in the custody and conservation of his personal data of the security system of payment instruments.

 

The bank can therefore rely on this court decision to refuse to block your card and / or problematic withdrawals.

If you are still in possession of your bank card, there is little chance (or rather risk) that it is a hack on the part of SPMNPUZ as explained above: blocking the card would therefore have for consequence of not honoring a contract for which you signed up (by validating the General Conditions of Sale). We therefore do not recommend blocking your credit card but carrying out the online procedures to cancel the current subscription.

How to protect yourself against suspicious withdrawals related to online purchases? In general, you can apply the following two rules for all your transactions: 1. Consult the legal notices of the sites on which you wish to buy a product or a service and 2. remain vigilant in the face of "too good deals". We offer more advice on this article.

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The advantages and disadvantages of I stop the costs!

Most:
- Personalized support: searches to find the site at the origin of the debits, termination procedures, etc.
- If your situation and problem allow it, I will stop the costs! helps you obtain a refund of all or part of the sums withdrawn (be careful, get reimbursed for an internet scam is not systematic because each case is unique. When a refund is considered, the person who follows your file supports you on the request.
- All termination services are guaranteed '100% effective or refunded' and BONUS, the company can intervene in all countries and all languages! Useful when you don't speak English for example 😉
Cons:
- This is a paid service (from 24,90 to 49,90 euros): Learn more

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1 Comment

  1. Gardener ghislaine

    Hello, can someone tell me how to do without the site I stop the costs which is paying for the formalities of termination of the spmnpuz site. ComGB we had two direct debits in the same month (1€95 on 12/12 and another on 19/12 of 49€ thank you in advance

    Response,

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