1/4 What is MYTYCHAN? Should I be afraid of a scam?

CB MYTYCHAN withdrawals correspond to a subscription. MYTYCHAN debits you sums because you have taken out a subscription on a website (meetings? Games? Clairvoyance? Video / series sites?… there are thousands of sites that offer subscription packages to access their services).

Am I the victim of a MYTYCHAN scam? This is fraud IF someone has stolen your bank card and made purchases without your consent. If you still have your card, there is a good chance that you made the initial purchase which led to the MYTYCHAN direct debits.

But I do not remember at all having agreed to pay a subscription or subscribed to a site! This is a remark that we often read in your messages. Here is an explanation: maybe you entered your card details to buy a trial offer, pay the shipping cost of a 'gift', buy a product at an exceptionally low price ... and you didn't. took the time to read the T & Cs, Conditions of Sale of the site which indicated that unless you refuse it, you subscribe to their service.

2/4 Stop MYTYCHAN: procedures and advice

Stopping MYTYCHAN direct debits is free. To do this, you must complete the termination procedures. You can do this directly online. The details of these steps are directly specified on their platform.

If you can't do it alone (because you are lost, because you do not remember the origin of the subscription, because you do not have the time or the inclination to cancel yourself or for any other reason), it is possible to get assistance from a termination assistance service provider. Our recommendation: I stop the costs!

This company helps you to identify the origin and the cause of the flows and to stop them definitively. Bonus: they can even help you get a refund WHEN possible (note: refunds are unfortunately not automatic, because they are really on a case-by-case basis. On the other hand, when it comes to stopping direct debits / cancel subscriptions, their services are guaranteed 100% effective or reimbursed.

3/4 What do I risk if I change my bank card? The banking / legal point

And on the side of Justice? : in March 2018, the Court of Cassation refused a cardholder to blame his bank following an online scam. Why ? The CDC accepted the culpable negligence of a customer who had transmitted his data to a fraudulent site. This court decision explains why your bank could refuse to block your card / consider a refund of the sums withdrawn if you are responsible for the debits noted on. your bank statement.

If you have not lost your card, it is very unlikely that it is a card piracy as explained above: to block the card would therefore amount to not honoring the contract that commits you to the company that charges you (title; MYTYCHAN). We therefore do not recommend to renew your but to carry out the online procedures to cancel the current subscription..

4/4 Get help from I stop the costs! to stop direct debits: key information!

Notice to Internet users who feel lost (or lazy!): Good news, you are not alone, and you can be supported in solving your problem!

Is I stop the costs! is a good idea for me?

YES ! The advantages of the service:

1. It is a complete support: investigation to find the site at the origin of the debits, actions of termination ... with interventions any country / language (practice when the termination must be done in English or with a company based in Cyprus for example!)
2. When possible, 'I stop the costs!' helps you to be reimbursed sums withdrawn (or at least part of it). Please note, this is on a case-by-case basis. When getting a refund is possible, your account manager warns you.
3. All termination services are guaranteed '100% effective or refunded'

One more thing to know:

1. This service has a cost (count between 24,90 and 49,90 euros for a termination service)

The special case: if it is a card fraud (= theft and use of your card details) you must declare it stolen / lost to your banker + you can file a complaint at a police station. You will also be able to open a fraud file to try toget a refund (this point is to be done directly with your bank).