1/4 CB RYGARYG withdrawals: why am I charged? Is this a scam or a card fraud?

RYGARYG card operations correspond to a subscription taken out online. RYGARYG charges you because you subscribed to a service on a website (contests? Redemption / reduction sites? Dating sites, movies / series, video games ... there are thousands of sites that offer offers on the subscription model).

Did I get caught by a RYGARYG scam? This is a scam IF your bank card has been stolen and purchases have been made with it. If you are still in possession of your card, there is a good chance that you are responsible for the subscription related to RYGARYG.

But I never agreed to subscribe to anything and pay every month! We believe you. Here is what could have happened: you entered your card numbers to make a small online purchase (trial offer, shipping costs for a gift, etc.) and you have not read the Site Conditions (GTC ) which indicated that unless you decline it, you are subscribing to their service.

This happens very often, if we are to believe the comments we read on our site, but don't worry, we explain how to cancel the subscription !

2/4 How to permanently stop RYGARYG debits? We explain to you!

Canceling RYGARYG direct debits is free. You can carry out the formalities alone directly online. You will find more information on the details of the procedure directly on their platform.

If you can't do it or don't want to do it alone (because you are lost, because you do not remember the origin of the subscription or for any other reason), it is possible to pass a termination assistance provider. For this we recommend I stop the costs!

This company helps you to identify the origin of the withdrawals and to stop them definitively. They can even help you get a refund when possible (be careful, refunds are unfortunately not systematic, because they are really on a case-by-case basis. On the other hand, when it comes to stopping direct debits / canceling of subscriptions, their services are guaranteed to be 100% effective or reimbursed.

3/4 Declare your bank card stolen or lost to stop RYGARYG debits: a controversial solution

Law and court decisions : in March 2018, the court of cassation accepted the culpable negligence of a customer who had transmitted his bank details to a fraudulent site. The bank had opposed his requests for reimbursement, accusing him of negligence in the custody and conservation of his personal data of the security system of payment instruments.

 

The bank can therefore rely on this court decision to refuse to block your card and / or problematic withdrawals.

If you are still in possession of your bank card, there is little chance (or rather risk) that it is a hack on the part of RYGARYG as explained above: blocking the card would therefore have consequence of not honoring a contract for which you signed up. We therefore do not recommend blocking your credit card but carrying out the online procedures to cancel the current subscription.

4/4 Easily terminate direct debits with I stop the costs! : a useful and efficient service!

Notice to Internet users who feel lost (or lazy!): Good news, you are not alone, and you can be supported in solving your problem!

Is I stop the costs! is a good idea for me?

YES ! The advantages of the service:

1. It is a complete support: investigation to find the site at the origin of the debits, actions of termination ... with interventions any country / language (practice when the termination must be done in English or with a company based in Cyprus for example!)
2. When possible, 'I stop the costs!' helps you to be reimbursed sums withdrawn (or at least part of it). Please note, this is on a case-by-case basis. When getting a refund is possible, your account manager warns you.
3. All termination services are guaranteed '100% effective or refunded'

One more thing to know:

1. This service has a cost (count between 24,90 and 49,90 euros for a termination service)

The special case: if it is a card fraud (= theft and use of your card details) you must declare it stolen / lost to your banker + you can file a complaint at a police station. You will also be able to open a fraud file to try toget a refund (this point is to be done directly with your bank).